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The fees you’re charged may vary based on the type of card used, card network, whether it’s a card-present or card-not-present transaction, and even your assigned merchant category code. On average, you can typically expect to pay a processing fee of 1.5 percent to 3.5 percent per transaction. This is because each time your customers tap, swipe, or dip their cards, many parties are involved in processing the transaction, which costs money. Processing FeesĬredit card processing comes with its own fees. To ensure you’re getting the most bang for your buck, it’s important to understand the different credit card processing fees you may see when looking at options.īelow, we break down processing fees and hardware fees in more detail, as they determine the cost of your credit card reader. CostsĪs a savvy business owner, you’re looking for a credit card reader option that suits your needs and your budget. This could mean offering EMV or near-field communication (NFC) functionalities, the latter of which enables contactless payments. It’s important to look for a credit card reader that offers your customers their preferred payment method. Additionally, be on the lookout for credit card processing fees detailed in the contract so that you can remain within your business’s budget. It’s important to keep this in mind and decide what sort of contract you’d like to sign. Type and length of contractĬredit card processors require you to sign a contract (also known as a merchant agreement) before processing payments using their hardware. Alternatively, you could opt for switching to an all-in-one (omni-channel) integrated system offering additional features that can be especially useful as you scale up. If you plan to keep working with your existing payment processor, your options will be narrowed down by which card readers are available. Your processor has reseller agreements with specific brands and may or may not carry the exact brand you want.Ĭonsequently, you may want to choose a card reader that works with your existing setup. While narrowing down your card reader options, keep in mind which type your current payment processor provides. Your payment processor’s product offering For example, are you setting up independent checkout locations throughout your store? Is your business primarily mobile where you might need mobile card swipers? These are all important questions to ask as you sort through your options. Moreover, you also want to consider how you want to accept payments. If you’d like to stick with the basics, you can choose a card reader offering a narrower selection of credit and debit card options, such as one with technology that only reads magnetic stripes or EMV chips. So, you need to consider which ones are a priority for your business. From payments made by traditional magnetic stripe technology to contactless payments, there are a number of ways to accept credit card payments. Your preferred method to accept paymentsĬredit card readers on the market today offer a wide variety of payment processing options. Below explains what you need to take into account when making this decision for your business. There are many factors to consider when selecting the right credit card reader for your business. As a result, your customers enjoy using their payment method of choice, all while you quickly and effectively collect secure payments. What to Consider When Choosing a Credit Card Readerīy definition, credit card readers are devices that process payments by reading the data from a card, encrypting it, and sending it to the payment network, which either approves or rejects the transaction. But what exactly is a credit card reader? How can you choose the best one for your business? This article answers these questions and many, many more. This includes the appropriate hardware: a credit card reader. Additionally, when customers make purchases with cards, data shows they tend to spend more.Īll of that said, to process your customers’ card payments, you need the right technology. Gallup News.” Americans Using Cash Less Compared With Five Years Ago“. Only 10 percent of consumers rely on cash today, a stark change from five years ago. And data shows customers are increasingly looking for card payment options. Federal Reserve.” Developments in Noncash Payments for 20: Findings from the Federal Reserve Payments Study“. In 2020, the estimated share of card payments increased to 74.25 percent. This is because credit card purchases dominate the market, a trend unlikely to change. To remain a competitive business owner in the 21st century, credit card processing is imperative. Because of their long tap roots, they make for poor transplanters, but other than that, these are drama free additions to your garden. The flowers are framed by glossy fern-like leaves. Pasque (Pulsatilla) blooms have bright purple star-shaped petal designs with a stringy yellow center and a tiny purple bullseye that is also stringy. This alpine native is very easy to care for, as it loves full sunlight and is hardy and drought-tolerant. Salvia is comfortable in zones 4-9 and enjoys partial shade and well-drained soil. Medicinally, salvia has been used to treat sore throats, bad breath, dandruff and eczema. The plant is said to have hallucinogenic properties and has been used in religious practices in Mexico for centuries. Though salvia enjoys partial shade, it’s actually quite heat resilient, and can survive through the summer even in severely hot climate areas. Salvia plumes grow anywhere from 8 to 30 inches tall and its stalks are covered in small tubular blooms that produce intense purple hues. The main reason that salvia makes this list is because it provides a lot of color all season long. Monkshood prefers constantly damp soil and shade and enjoys zones 4-8. Also known as wolfsbane, devil’s bane, blue rocket, and friar’s cap, monkshood has been used historically as a poison. Blossoming atop a tall stem, monkshood unfolds a deep purple hue that is quite breathtaking. The monkshood purple bloom resembles a monk wearing a hooded robe with the robes’ hood drawn up over his head. However, once viewed in full bloom, it becomes clear why many gardeners are willing to put up with all the hassle it requires. It requires shade and regular watering to get going. It’s slow to establish itself and needs to be handled with delicate care. It’s very poisonous and can harm both humans and animals if ingested. Monkshood (Aconitum napellus) comes with a long list of warnings and aliases. Verbena gets along well in zones 9-11 and requires constantly damp, moist, well-drained soil to flower. Verbena symbolizes healing, creativity, and happiness. Verbena has been a long-time staple of herbal medicine, used to soothe ear aches and fight gum disease. The blooming clusters of purple verbena flowers will grow up to 18 inches tall and is known to attract butterflies to your garden. Verbena (Verbena bonariensis) is available in varying shades of violet, magenta, and indigo, and provide a blanket of rich, vivid color in your garden all summer long. Be sure to remove fading flowers to prolong the blooming period and enjoy your cosmos for as long as possible.Ĭosmos thrive in zones 3-10 in full sun and well-drained soil. Cosmos blooms are relatively large in comparison to their long, slender stems, so be prepared to stake whenever necessary. These long-stemmed, bowl-shaped purple flowers will invite a host of birds and butterflies into your garden sanctuary, which will help with pollination. The following list is comprised of the best of the best purple picks for your floral plantings.Īvailable in a variety of colors, including a beautiful violet, cosmos are fabulously showy flowers that catch the eye of every passerby of your garden. If you want a little more variety of color choices, try sprinkling in a bit of white or yellow, as both colors pair perfectly with the color of royalty. Purple and green complement each other perfectly and the right choices should add a touch of magic and royal flare to your garden area. Because green is usually the most common color found in the garden, it is not a bad idea to allow the color purple do dominate your choices when it comes to decorating your garden with flowers. Though shades of purple are uncommon in nature, that is not very true in the world of flowers, where there are over sixty purple flowers for gardeners to choose from when adding purple to their landscape’s palate. Purple is associated with spirituality, passion, vitality, fulfillment, the third eye, and the higher self (and it also happens to be this author’s favorite color). Purple is known to enhance the sacred, uplift the spirit, increase feelings of nurturing and sensitivity, and encourage imagination and creative expression. Because the color occurs rarely in nature, it is considered to be sacred and precious. Purple also symbolizes extravagance, creativity, peace, magic, and mysticism. Looking for a list of purple flowers to grow or give as a gift to someone? The color purple is widely known for its association with royalty, nobility, luxury, wealth, and power. Ten EU countries, including France, Germany, Italy, and Spain, are still interested in the common tax and negotiations on the design of that tax are ongoing. However, negotiations came to a halt due to resistance from several EU member states, and an EU-wide policy has not been adopted. In 2011, the European Union proposed an EU-wide FTT that would levy a 0.1 percent tax on the transfer of shares and bonds and a 0.01 percent tax on derivative contracts. Additionally, in a separate release, iRobot announced it. Sources: Bloomberg Tax, “Country Guides,” and PwC, “Worldwide Tax Summaries,”. (NASDAQ: IRBT), a leader in consumer robots, today announced its financial results for the second quarter ended July 2, 2022. European OECD Countries with a Financial Transaction Tax (FTT), as of January 2021 Country For example, Switzerland levies a 0.15-0.30 percent stamp duty on the transfer of equities and bonds involving a Swiss securities dealer, while France implemented an FTT that taxes equity trades at 0.3 percent and high-frequency-trading at 0.01 percent. The FTTs differ significantly across countries. FTTs usually apply only to select financial instruments and often have varying tax rates depending on the asset type.īelgium, Finland, France, Ireland, Italy, Poland, Spain, Switzerland, Turkey, and the United Kingdom currently levy a type of financial transaction tax. For example, if an investor sells an asset worth $1,000, they would be charged $1 on the transaction under a 0.1 percent FTT. Under an FTT, a percentage of the asset’s value is paid in taxes when it is traded. A line drawing of the Internet Archive headquarters building façade. It involves a change in the status of the finances of two or more businesses or individuals. Due to a planned power outage on Friday, 1/14, between 8am-1pm PST, some services may be impacted. A financial transaction is an agreement, or communication, carried out between a buyer and a seller to exchange an asset for payment. Today’s map shows which European OECD countries impose a type of FTT.įTTs are levied on the trade in financial instruments such as stocks, bonds, or derivatives. Financial Transactions In Islamic Jurisprudence Vol 1 & 2. Since the 2008 financial crisis, financial transaction taxes (FTTs) have been debated as a potential instrument to address financial market instabilities and as a source for tax revenue. Small Tits Puffy Nipples, Female Sounding, Small Tits Big Nipple, Homemade Anal Dildo, Small Tits Joi, Teen Anal Toy and many other videos updating every day. 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It reaches a height of eight feet over ten years, and its width or branch spread is about four feet wide, making it perfect for a smaller garden with the right conditions. One could sit and look at it for hours, just admiring its color palette and planning on painting it! Height and Width This is such a treasure of a landscape tree to put into your garden. Leaf colors begin with pale yellow-green and a pink blush swirling through it, as Summer changes and, moving towards Fall, takes on a very bright yellow in the Fall. Fall leaves are yellow with specks of orange and, I think it’s these spectacular colors through the seasons that make this Tree a must-have! Leaf Colors Wow! Bark ColorsĪlas, redbuds give way to green leaves that hide this (so like Joseph’s Amazing Coat of Many Colours), incredible bark throughout the entire growing season. Then imagine a cluster of these leaves near a gathering of red -barked maples. You should be able to see the fantastic bright yellow bark turn into a coral-orange colored bark throughout the Winter. It’s a relatively new cultivar that is fast-growing and hardy – can you ask for anything more? Yes! It’s also virtually disease-free. A New, Hardy, Fast Growing, Disease Free Cultivar Someone said that if this Tree never ‘leafed out,’ they would still find a special place for it in their garden due to its beautiful bark. Bihou is pronounced Bi-ho – you probably got it the right the first time! Bijouz means Beautiful Mountain Range, and I agree with that, as seeing this Tree – even without its beautiful foliage, is to see something rare and stunning that you would want in your garden. Our Japanese Maples come in many different sizes and may vary from each location, so please contact your nearest Meadows Farms nursery for sizing and availability information.According to many people, a Bihou Japanese Maple Tree is a real winner of a plant to have in your garden. Japanese Maple Varietiesīelow are just a handful of Japanese Maple varieties carried by Meadows Farms. Japanese Maples thrive under the same conditions as Rhododendrons. SoilĪcid or neutral soil which is well-drained is preferable. Over-fertilization may cause your tree to become leggy, or even cause the foliage to burn. Light fertilization of Japanese Maples is recommended using Jack’s All-Purpose Plant Food or Espoma Organic Plant Tone. Watering the leaves in full sun during the hot summer months will also cause leaf scorch. Wet periods followed by very dry ones, or vice versa, can cause leaf drop, leaf scorch, or twig die back. They are not overly competitive for water and are therefore compatible with most shrubbery.Ī uniform level of moisture supply, whether great or small, must be maintained. Japanese Maples have fibrous root networks which stay at the upper level of the soil. However, note that they will not develop typical deep red colors without the benefit of strong sunlight for part of the day. Red cultivars of many weeping varieties need some shade as well. Most variegated forms need semi-shade to keep lighter parts of their leaves from crisping. Green forms take full sun very well, although afternoon shade will prevent slight sunburn. Most weeping varieties ( dissectums) mature at about five feet with a ten foot spread over 20 years. Most upright forms attain a height of 15 to 25 feet in 20 years. Japanese Maples are extremely adaptable to soil and climate conditions. With so many options, it’s easy to picture one of these serene beauties in your landscape. The amount to choose from is quite overwhelming, as there are more than 300 cultivars available today. These traits give Japanese maples year-round appeal for any garden or landscape, both traditional as well as themed. Japanese Maples are known for their unique form, delicate and colorful leaves, and smooth bark. It’s time to get excited about all of the amazing things you’ll see and do on your sunshine holiday - from top water parks and amazing tours and excursions, to upbeat bars and restaurants, plus you can research what kind of weather you’ll be having, too – all on our app.On the app, featuring top destinations such as the Canaries, Majorca, Dubai, Greece, New York, Take your holiday planning one step further by exploring our insightful mobile guides available.If there are less than 8 deals present, scroll to “see all” to be taken to a full results page.Easily scroll through our deals displayed in horizontal sliding carousels within the holiday app.Discover our deals by clicking on the bottom tab, with an option to filter through available.Filters and Sort options will remain same as the existing system unless altered.Choose from a range of board basis from self-catering to all inclusive holidays.Discover our interactive map which visually highlights all of our available travel deals – so youĬan pick a hotel right on the beach or next to tourist attractions.Filter easily by all inclusive, self-catering, or last minute holidays to find a board With such a great selection of holidays on offer, we’re sure you’ll find the holiday you’ve been.The app will automatically filter all airports providing flights departing to your selected.If you’ve already planned where you’re going on holiday, search cheap flights by destination,ĭeparture airport, time period (you can be flexible up to 3 days) and number of guests.Our photo galleries, destination guides, and hotels available. Store all your booking information in one place in our travel app.Įxplore our cheap holiday deals by navigating through our inspirational holiday app, browsing.Talk to teletextperts, our in-house travel experts to book the best holiday for you.Explore our detailed travel guides for travel inspiration.Browse exclusive, all inclusive and last minute cheap holiday deals.Your perfect holiday is only a few taps and a phone call away with our travel app. We keep all of your travel details safe and secure, so you can store, save and accessĮverything you need in one place on the Teletext Holidays App. We’ve got thousands of cheap holiday deals to destinations around the world within our travelĪpp, plus cheap flights and hotels, inspiring travel guides and much more on our handy holidayĪpp. Planning an all inclusive holiday with the family?ĭreaming of a Greece, Turkey, Tenerife or Canary Islands Holiday? Our holiday app to book your perfect escape and you’ll soon be relaxing on the beach with an The Teletext Holidays app makes booking cheap holidays both quick and easy.ĭo you love holidays and want to treat yourself to a sunshine holiday on the beach? Then use Looking for the perfect holiday at the cheapest price on the internet? All of our reviewers, without exception, recommend staying away from the canine equivalent of a snickers bar and choosing something that will help your dog.After reading all these reviews I want to say that I have been using Pet Tab Plus for my dogs for years. There are so many high quality supplements available for your dog that will provide actual nutritional benefit. But just like a chocolate bar, just because a dog will eat it doesn't mean they should. Because most of the ingredients are based on flavor, most every dog will eat it. Because of the cheap ingredients used they can make it for pennies. Pet-Tabs has a huge marketing machine that makes sure it is available everywhere. So why is it so popular? With any product, when you can mass market it the popularity will increase. But what is left? The truth is that there is very little in Pet-Tabs which has any real nutritional value at all. So after going through the list of ingredients you can tell what was included for flavor, which is meant to control side effects, and those used for the tableting process. the remaining products are a mixture of synthetic materials included for the formation and preservation of the tablet. After that are two forms of sugar, fructose and lactose which is another attempt at taste with no regard for the health of the dog. Next comes Dicalcium Phosphate which is used as a binder for tableting and it is odd to see it so high in the ingredient list. Most breeds do not digest pork very well at all. The fourth ingredient is Pork liver meal added as a flavoring which is not a good idea for dogs. Kind of a strange ingredient for a dog vitamin, but when you look at the other ingredients you can figure our why it is there. This is given to dogs for the treatment of diarrhea by removing excess fluid and inhibiting intestinal movement. Most dogs that are given Pet-Tabs will exhibit allergic reaction symptoms in their skin and digestion with diarrhea which explains the 2nd ingredient, Kaolin. Two of the first three ingredients (wheat germ and Corn Syrup) are grain -based which is a big no no for most breeds. The focus by Pet-Tabs is obviously with taste and side effects more than canine health. To compete in the "walmarts" of the world you have to keep your costs down which in this case is being done with the ingredients. If a company want to sell a large quantity of product it is necessary to use big ticket stores which require sizable margins and low prices. In other words, if a dog won't eat it their owner wont buy it. From a marketing perspective, if you are selling a canine consumable it is in your best interest to make it palatable to dogs. The real problem with this product is that it is built around profits and not canine health. In the case of Pet-Tabs, the ingredients, manufacturing and packaging are all high quality which nobody will dispute. What most of find when shopping for any product is that the more a company focuses on quantity, the less attention is paid to quality. This product has been around a long time and is relatively inexpensive. You name the place and you will most likely find Pet-Tabs. Pet-Tabs from Virbac Animal Health is the one of the better known supplements available, mainly because they are available everywhere: pet stores, grocery stores, stores like Petsmart, feed stores. Each of the following Card types must be represented at least 12 times (Creature, Artifact, Instant, Sorcery, Enchantment)įirst up is Lenny, you may recognize him from his “ Power Sink” articles on EDHREC!įor my midnight challenge I went with Dennick Pious Apprentice/Pious Apparition.Commander has to be from Innistrad: Midnight Hunt or the MID Commander Decks.For those of you who need a little reminder of what the challenges were: Today’s article is a special one indeed, we are featuring writers from EDHREC and Commanders Herald. Regardless of who won, I believe it would be unfair for me to win the prize (conflict of interest and all that) so congratulations Cody, you have won your deck! Hopefully this deck turns into a staple deck for you, and take good care of it! Thank you so much for participating and I hope to see you again on Cut! Last week we had Cody and his Shanna, Sisay’s Legacy humans deck up against my Thalisse, Reverent Medium tokens, and you said… An interesting thought experiment for sure, and as with what I said last week about Planeswalkers, a challenge that may appear in a future article. We, as deck builders, each have our own biases and particular ways of constructing our decks, so even if the challenge was to use the same commander, I am sure the decks would be different enough to still be “unique”. If the situation ever arose where two people built the same commander, I would still accept both of the decks, because odds are they are different enough. It could also be that the other challenges lend themselves to being more suited towards that commander and their abilities. During the week leading up to this article, one of the deck builders asked me a question I never really considered before: “ What if someone else chooses the same commander as me?” When I make these challenges I usually try to make any challenges related to the commander as broad as possible so that doesn't happen, but there might come a day where there is an overwhelming favorite that everyone wants to build. Discord’s ProsĮver since it launched, Discord has pretty much become synonymous with gaming. The company that purchased the Slack accounts owns the app, and it can extend to Direct Messages, private servers, and other settings within the app. This is much more secure and has more authority than Discord, which are moderators, much like Reddit. Whoever owns the workspace can assign members as administrators and enforce their own rules. Slack is built with workplace administrators in mind. Companies can choose who becomes the workspace administrator. When you integrate your accounts on other social media platforms or apps with your Slack account, you can get notifications and alerts. With Discord, you will need to use bots built by third parties. These include Google Drive, Twitter, Zoom, and many other apps. Perhaps the best part of Slack’s features is its integrations with over 800 business (and not business-exclusive) applications. Better integration with other applications You can also organize your files by storing them in folders on your sidebar, making it easier to access and organize them. You can send messages when on the other hand, Discord can’t upload files larger than 8 megabytes (MB) for the free version and 50MB for paid users. Slack wins with 5 gigabytes (GB) of free storage and no individual limit on file size. Discord when it comes to file-sharing and storing is sort of a no-brainer. It also offers a Mentions and Reactions view for users to see messages they’ve been mentioned in. Slack lets users privately save messages and posts for future reference. Slack takes it up a notch by organizing these messages, something you will surely need if your group chat consists of dozens of people. When you’re in one, you can send messages, and the rest of the people in the group chat can see it. While it may seem just another regular, boring chat app, using Slack has many advantages.ġ0 Stunning Pairs of Designer Earrings for Women Better for text chatting in the workplaceĬhat groups are pretty straightforward. Today, Slack has over 12 million active users and is used by many Fortune 100 companies. Slack is an acronym for Searchable Log of All Conversation and Knowledge, and it was specifically built for the business sector, which would explain its no-nonsense branding. Slack and Discord have something to offer, whether you need a platform for team gaming or team collaboration for work projects. They have different strengths and weaknesses, making them suitable depending on the users’ needs. Both platforms offer voice chat, free plans, and paid plans to help you push to talk to your team members.Īlthough there is some overlap between the two communication apps, there are differences. Peel away the aesthetics, though, and the two aren’t so far apart after all. Discord is more catered to the gaming community, while Slack is all about business. Loved and utilized by millions of people online. To know which one is more suitable for your needs, read below. You can use them for team communication as both are some of the best team chat apps out there. To an extent, both platforms are interchangeable. When you look at it, one looks like it’s all party, and the other is about business.īoth communication tools are used for real-time voice and video calls, messaging, file sharing, and other collaborative work. While both offer different services, their homepages will tell you a lot about their branding and what they can offer. Discord debate has long been a hot topic for the online community. |